Document intelligence · Family permissions · Executor playbook · Plan health · Compliance exports
The estate plan is written. We make sure it works for the family.
Mantle is the execution layer that sits after the plan is written. Bring the family in years early, activate the executor playbook the moment it is needed, and see every household in your book from one dashboard.
Built for your kind of firm
Who owns the family after the client dies?
That question has a different answer at every firm. Mantle is built for the teams where the answer is you.
Independent RIAs
50 to 500 households, no in-house estate attorney.
An outside attorney wrote the plan. You are the one the family calls at 2 a.m. Mantle gives you the executor playbook, the document permissions, and the plan health scoring to run that moment well, without adding headcount.
Multi-advisor firms and OSJs
Supervision is the constraint, not client work.
Five seat roles, household-scoped access, read-only compliance seats, and a firm-wide audit log. Supervisors see every Beacon activation and every permission change without touching client data they should not.
Trust and estate specialists
Estate work is the whole book, not a side conversation.
Structured extraction across wills, trusts, powers of attorney, healthcare directives, and beneficiary forms, with cross-document conflict detection and an advisor approval step on every AI output.
Next-gen and retention teams
The wealth transfer is the risk you are measured on.
Most firms lose the assets when the client dies. Continuum puts your brand in front of the heirs years early, with a co-branded heir invitation and a document permission matrix the client controls.
How Mantle works
Three pillars, one execution layer.
Mantle owns the family relationship before death and the executor experience after. It works alongside your existing planning stack, not instead of it.
Continuum
Bring the family into the plan, years before it matters.
Invite clients, assign family roles, and set role-based document access for pre-loss, post-loss, and always-on visibility.
Learn moreBeacon
Activate the executor playbook the moment it is needed.
A verified trigger generates a 20 task executor playbook, distributes documents to named parties, and makes you the first call.
Learn morePulse
See every household in your book at a glance.
Plan health scoring, action queue prioritized by urgency, and life event watchlists across your entire book of business.
Learn moreContinuum
The family relationship starts now, not at death.
Most advisor relationships die with the client. Continuum brings the next generation into the plan from day one, so when the wealth transfer happens, the heirs already know your firm.
- Role-based family invitations with executor, beneficiary, and trustee assignments.
- Document permission matrix covering pre-loss, post-loss, and always-on access.
- Co-branded heir invitation so the next generation sees your firm from the very first touch.
Beacon
When it matters, your firm is the first call.
The 72 hours after a death are when families lose advisors. Beacon activates the executor playbook, distributes documents to named parties, and notifies you before the family has to self-organize.
- When a family records a death, Mantle flags a life event on the advisor watchlist. The advisor starts Beacon from that event or the household record.
- Advisor verification gating so activations are auditable, never accidental.
- A 24-hour cooling-off window before any document leaves the vault.
- A 20 task executor playbook phased across Week 1, Weeks 2 to 4, and Months 1 to 6.
- Documents distributed to named parties per pre-set permissions, and your firm notified by email.
Pulse
Your book of business, at the household level.
Pulse turns scattered client data into a working dashboard. See plan health, surface life events, and know exactly which households need your attention this week.
- Plan health scoring from 0 to 100, recomputed nightly from document freshness, beneficiary designations, life event recency, and household completeness.
- Action queue prioritized by urgency so you know what needs your attention this week.
- Deaths, births, minors turning 18, and plan anniversaries detected automatically overnight. Marriages, divorces, address changes, and asset changes are logged by you or reported by the family.
- Acknowledge, dismiss, or escalate straight into a Beacon activation.
Document intelligence
The engine that reads every document in the household.
Continuum, Beacon, and Pulse all sit on the same substrate: an extraction layer that reads the estate documents themselves, then assembles a living picture of how the estate actually flows. Conflicts between sources surface as the household evolves, not on the day they matter.
- Structured extraction across wills, trusts, powers of attorney, healthcare directives, beneficiary forms, life insurance policies, and retirement statements.
- Cross-document conflict detection flags stale beneficiaries, contradictory clauses, and post-divorce omissions before the family discovers them.
- Advisor approval workflow on every extraction, so AI output is reviewed rather than trusted blindly.
- Accepting a suggestion writes to the record: it files the document, adds the beneficiary, or updates the estate entry.
Estate flow
See who receives what, and where the plan contradicts itself.
A live diagram of how each household's estate flows from testator through trusts to beneficiaries, generated from the extracted documents and marked where two sources disagree. It maps structure and destination, not tax liability.
AI-native by design
The AI is the product, not a chat box bolted on.
Every AI surface in Mantle ends in something you can act on: a call to make, an email to send, or a record to update. None of them end in a summary you have to do something with.
Daily briefing
Each morning Mantle prioritizes the households that need you today, with talking points and a draft email on each one.
Meeting prep and recap
A briefing before every household call. Paste your notes after, and Mantle returns a summary, action items, and plan health impact.
Suggestions that apply
Extraction findings arrive as decisions, not reports. Accept one and the household record updates itself.
No roadmap theater
Everything on this page ships today.
No coming soon, no beta asterisks. If it is named below, it is in the product, and we will open it live on the call.
Continuum
- Household roster
- Family roles
- Document permission matrix
- Heir invitations
- Co-branded heir landing
- Heir onboarding
- Advisor sponsorship
Beacon
- Activation pipeline
- Death flagged on life events watchlist
- Advisor verification
- 20 task executor playbook
- Permissioned document distribution
- Cooling-off window
- First-contact logging
Pulse
- Book dashboard
- Plan health scoring
- Action queue
- Daily briefing
- Life events watchlist
- Meeting prep
- Meeting recap and history
- Advisor Sage Q&A
Intelligence & governance
- Document review queue
- Extraction detail view
- Cross-document conflict detection
- Suggestions that write to the record
- Estate flow diagram
- Audit log
- Six compliance reports
- Role-based team seats
- White-label branding
Where Mantle fits
Mantle works with your existing stack.
Vanilla, Wealth.com, and Trust & Will write the plan. Mantle makes sure it gets executed for the family, by the firm they already trust.
Before the plan
Your CRM & intake
Wealthbox, Redtail, Salesforce, and your existing relationship tooling.
The plan itself
Your planning tools
Vanilla, Wealth.com, Trust & Will, and eMoney, where the estate plan is authored.
After the plan
Mantle
Family bridge, executor playbook, document distribution, and advisor-grade dashboards.
Built for firms, not single advisors
Multi-advisor by default. Supervision built in.
Mantle is structured for the way modern RIAs and broker-dealers actually operate, with seat-based roles, scoped access, and supervisor visibility across the firm.
Owner
Full control over billing, member seats, and firm-wide settings.
Admin
Manage advisors and households across the firm. No billing access.
Staff
Operating advisor seats. Manage households, run Beacon, file meeting recaps.
Viewer
Read-only access for compliance officers and supervisory review.
Member
Service-team contributors scoped to specific households or workflows.
Your brand, not ours
Set your firm logo and accent color, and the heir invitation landing carries your identity rather than ours.
Sponsor the client account
Firms can sponsor a household's lifetime account, so the family gets the full planning experience as a benefit of working with you.
Security & compliance
Bank-level security, and an honest word about certification.
Mantle follows the same security patterns banks and brokerages rely on every day. Strong encryption, scoped access, continuous review, and the audit documentation your compliance team expects.
Bank-level encryption
AES-256 at rest and TLS 1.3 in transit. Encrypted, geographically redundant backups.
Full audit trail
Every event logged for fiduciary review. Standard compliance reports exportable as PDF or CSV.
Row-level security
Advisors and family members access only the data they are authorized to see.
Security best practices
Continuous review, hardened access controls, and least-privilege defaults across the platform.
SOC 2 Type II is in progress.
Our audit program is underway, and until it is finished we would rather tell you that directly than let you find out in diligence. On the call we will walk you through our controls documentation, our subprocessor list, and our encryption and access model, and you can judge it yourself.
Six reports your compliance team already knows how to read.
Every Mantle report is a one-click PDF or CSV export, mapped to a specific FINRA, SEC, or supervisory requirement, and stamped with an integrity hash so the export can be verified later.
Plan Freshness
All households grouped by how long since their estate plan was last updated.
Satisfies FINRA Rule 4512 client-record freshness documentation.
Activation Timeline
Full event-by-event timeline for every Beacon activation in the firm.
Full chain of custody. Satisfies examination requirements.
Permission Grants
Current document access permissions across all households and members.
Documents who has access to what. Essential for compliance audits.
Household Activity
Per-household event log over the past 90 days with actor and timestamp.
Supports SEC and state examiner reviews.
Family Engagement
Client-side participation: members, roles, document sharing, and plan progress.
Measures relationship depth across the book of business.
Advisor Activity
Per-advisor event volume, Beacon activations, and supervision data.
Supports supervisory review and FINRA branch audits.
Frequently asked
Questions advisors ask before a demo.
Be the advisor families call first.
See Mantle in a 30-minute walkthrough. We will show you a real Beacon activation, the executor playbook, and how Pulse surfaces the households that need your attention this week. Bring a redacted client document and we will extract it live.